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Page. Browse our range from Carvela, Kurt Geiger & more on sale. footwear.SetProducts() in D:\Agent2022\_work\21\s\\:52 Shop Sale at Kurt Geiger for great savings across womens and mens shoes, bags & accessories. AccountProgramAPI.GetProgramProducts(String programID) in D:\Agent2022\_work\21\s\\AccountProgramAPI.cs:27 Information regarding the origin and location of the exception can be identified using the exception stack trace below. Please review the stack trace for more information about the error and where it originated in the code.Įxception Details: : The remote server returned an error: (500) Internal Server Error.Īn unhandled exception was generated during the execution of the current web request. Description: An unhandled exception occurred during the execution of the current web request. Wingtip Mary Jane Shoes (Toddler, Little Kid) 19.99 16.00 Compare At 32. We love TJ Maxx clearance sales If you love shopping the Yellow Tag Sale at TJ Maxx, it’s time to lace up your shoes Stop by your local TJ Maxx store where you may be able to score tons of clearance finds We spotted so many cute decor options in our store, including items from Rae Dunn, trendy furniture, and more. The remote server returned an error: (500) Internal Server Error. ONLY 2 LEFT Made In Brazil Bananica Bunch Platform Ballerina Mary Jane Flats 89.99 Compare At 180. The remote server returned an error: (500) Internal Server Error. This is likely advantageous to Best Buy as they can have more flexibility with how they capitalize costs and may be able to use this flexible to manage earnings.Īmazon’s revenue recognition policy is as follows: revenue is only recognized from product sales or services rendered when there is evidence of a sale arrangement, the product has been delivered or the service has been provided, the selling price is fixed, and the funds are reasonably likely to be collected. Best Buy lists broad categories with broad ranges while Amazon is very specific. Overall, my takeaway is that Amazon has a much more defined life for long term than Best Buy. AMZ uses 10 years for heavy equipment while BB uses the same 2-15 year flexible period. Amazon uses 5 years for furniture and fixtures, while BB uses 2-15 for fixtures and equipment. Amazon uses 3 years for servers while BB uses 2-15 years. The only real red flag I could think of is that Amazon uses 2 years of life for software, compared to 2-7 years for Best Buy. Income statement quality seemed quite good, and asset quality was as well. There were not many red flags concerning Amazon’s accounting quality. In addition, we believe granting stock-based compensation to employees at all levels across the Company results in motivated, customer-centric people who think and act like owners because they are owners.” Clearly manipulating numbers to make this stock-based compensation more valuable is in the best interests of managers whose compensation follows this plan. According to the Proxy Statement from the 2018 Annual Shareholder’s Meeting, Amazon states that “under our compensation philosophy, we have prioritized stock-based compensation that vests over an extended period of time. That being said, employees with stock options would stand to gain more from an increase in the value of their stock options.įor similar reasons, I also believe that Amazon managers have an incentive to manipulate accounting numbers to influence executive compensation. According to the plan, limits are only set on the number of shares that can be issued as employee compensation, not on the dollar value of said shares. I believe that Amazon managers have an incentive to manipulate accounting numbers to influence stock price after reading the stock compensation plan attached to the 10k. The report will dive into four main areas of intrigue:īy examining these four different parts of Amazon’s business, I will be able to offer a strong recommendation to buy Amazon due to near 100% upside. This report provides an in-depth analysis of Amazon. This seems accurate to me, and it would therefore seem that you can't actually trust *any* vitamin C serum that isn't specifically shipped at a stable temperature. And as the first commenter said, everything is shipped around on trucks, and is therefore never kept at a stable temperature. At what point in this color scale would the serum be unusable?Wouldn't even a partly oxidized product (perhaps something that started clear and became yellow) also be harmful? This implies that there's a gradient of degradation. Generally, people seem to agree that if the serum is dark yellow to dark brown, it is in the process of oxidization. Are there any objective markers that can be discerned without knowledge of the serum's baseline state? But this is unhelpful as I've never seen or smelled this serum before. 378 likes, 39 comments - GOODNESS Creator (goodnessmbah) on Instagram: 'Talk-through Night time face x body products that I take with me everywhere hadalabovn.of. Sources say that if the color or scent of the serum has changed, it has oxidized. But there are *so* many, that I'm unsure what information actually applies to my situation. The folks at ScA have put in a ton of time and effort into their resources, so take advantage of them!Ĭould you please clarify? I've googled this and you're right, there are lots of helpful resources online. We recommend checking out the sidebar over at /r/SkincareAddiction for a comprehensive list of skincare FAQs, tutorials, and their excellent skincare Wiki. Please see r/antiMLM if you want to know why. If you are shilling for a MLM company, you will be banned. Hyaluronic Acid + Vitamin C Serum Argan Oil 100 Pure Dark Circle Eye Cream 0. Constructive criticism is cool, but acting like an ass is not. Selfies must include a routine and products list and a question or reason for posting, such as a before and after using X technique or Y type of product.īe nice. If you are doing academic research and would like to ask for permission to post about your study, please contact the moderation team before doing so.Ĭosmetic surgeries/enhancements/treatments are totally cool here. and please don't use this group for surveys or consumer research. Also, do not self-promote your app, blog, you tube reviews, cosmetic services etc. Timeless Skin Care 20 Vitamin C + E Ferulic Acid Serum serum gives your skin a mega-dose of Vitamin C Our serum brightens skin, builds collagen and evens out skin tone. No direct product links! If you would like to recommend a product, you may link it within a text post. Talk to your doctor if you have any concerns about your health. We can't (and don't) offer medical advice. r/SkincareAddiction has a fantastic list of the other subs on Reddit where you will be talking to your peers: Please don't post here if you aren't yet 30 - we will be removing posts from people under 30. She was speaking to us like we were children and demanding we pull our masks up before helping us as we were both wearing masks however mine was falling just under my nose. Immediately we were greeted with an abrupt rude tone and demeaner from the older lady behind the ticket purchase desk. If you are looking for things to do in the St.Being my birthday weekend and my partner's and I's first visit at the ski hills we were super excited to rent our ski gear perhaps get a short lesson and head to the hills!! Upon our arrival we were directed to the upper level of the ski resort where you purchase lift tickets. A short walk back to the Main Lodge completes the ZipTour® zip line adventure and aerial exploration of the Hidden Valley Resort. Guests zip line alongside the ‘Show Me’ ski run and over the terrain of the ‘Polar Plunge’ tubing park below, and land looker’s left of the Main Lodge. Louis skyline and the Gateway Arch be sure to ask your guides to point them out. The top of the Skyline zip offers views in the distance of the St. It begins in the tall trees of the forest and travels over the ‘Cold Rush’, ‘Buffalo Run’ and ‘Josh’s Jaunt’ ski runs below, past the bottom stations of the ‘Lewis & Clark’ and ‘West Mountain’ chairlifts, and lands downhill from the snowmaking pond.Īfter completing the Expedition zip, guests walk a short distance along a paved pathway to return to the Gateway chairlift for the second ride up the mountain, and to the fourth and final span of the Hidden Valley ZipTour®. from the top of West Mountain back to the base area. The Expedition zip is the longest zip line of the Hidden Valley ZipTour® and stretches 2,850 ft. A short hike up through the woods brings you to the third span of the ZipTour®, the Expedition zip. The scenic views are expansive and gorgeous! It is hard to believe you are only 36 minutes outside of a major city as you fly over this natural landscape. The second span of the ZipTour® is called the Gloria zip, and this zip line traverses across a gorgeous ‘hidden’ valley from the top of the Gateway lift over to the West Mountain. Guests then ride the Gateway Lift to the top of the mountain to continue the ZipTour®. After guests have been fitted with their equipment, watched the instructional video and received the orientation from their guides, they first practice the operation of their zip line trolleys on the Greenhorn training zip. The Hidden Valley ZipTour® explores the terrain of this beautiful and quaint resort via 4 zip line spans, 2 chair lift rides and 2 short hikes. Louis Airport, and 13 minutes from town of Wildwood, MO, the Hidden Valley Ski Resort is the best place to escape the city for a day of nature and adventure. The Hidden Valley Ski Resort is now open for year-round business with the addition of the 4-span ZipTour® zip line adventure tour. Bobrovy Log Fun Park, Krasnoyarsk, Russiaġ7409 Hidden Valley Drive, Wildwood, MO 63025 To book your reservation please call Hidden Valley directly at 636-938 5373 or visit their website: /ziptourhours/.Inn of the Mountain Gods Resort, New Mexico.Catamount Mountain Resort, NY (ZipTour).SNOW KING MOUNTAIN RESORT, WY (ZIPTOUR). The November 7 Powerball drawing was the 41 st since the jackpot was last hit August 3, when a $206.9 million jackpot was won on a ticket sold in Pennsylvania. By National Desk It’s time to grab your tickets and check to see if you’re a big winner The Powerball lottery jackpot continues to rise after one lucky winner in Ohio won 251 million in the. “The excitement created during this record-setting run has helped support cities and towns and our retail partners, while also producing two $1 million winners, one $100,000 winner, and 26 $50,000 winners over the last four drawings,” said Mark William Bracken, Interim Executive Director of the Mass Lottery. Cumberland Farms, 105 Post Office Park, Wilbraham.Main Street Variety, 335 Main St., Medford.Stop & Shop, 3900 Falmouth Rd., Marstons Mills One of the largest ever wins on a single lottery ticket in USA history came in Massachusetts, when 53-year-old Mavis Wanczyk won a 758 million jackpot on. Nobscot’s Cafe, 847 Edgell Rd., Framingham.The next drawing will be on Wednesday for the massive prize, which has an estimated 366.2 million lump-sum cash value before. Speedway, 91 Faunce Corner Mall Rd., North Dartmouth The winning numbers were 7, 23, 24, 32, 43 and the Powerball was 18.New Mart Variety, 69 Sterling St., Clinton.The more numbers you choose that match the numbers drawn, the more you win. Thistle & Shamrock, 62 Walden St., Cambridge State Lottery winner: Two 100,000 ‘Mass Cash’ prizes won Sunday night During the last drawing on Saturday, July 8, when the jackpot was valued at 631 million, a 50,000. How to Win Powerball has nine winning ball combinations. Get the winning numbers, watch the draw show, and find out just how big the jackpot has grown.Cumberland Farms, 1128 Oakhill Ave., Attleborough.These tickets, all Quic Pics, were sold at the following locations: You wrote the following: We require a social security number to be provided so. There were nine tickets purchased in Massachusetts that are $50,000 winners by matching four out of five numbers plus the Powerball. Download MA Lottery and enjoy it on your iPhone, iPad, and iPod touch. The store will receive a $10,000 bonus for the sale. It was sold at West Squantum Market & Liquors located at 205 West Squantum St. Here are Saturday’s winning lottery numbers: 31-39-47-51-53, Powerball: 06, Power Play: 2X. The Power Play multiplier is 2X.Ī ticket purchased in Quincy won a $1 million prize by matching the first five numbers drawn. Smittys Liquors in Tewksbury, which sold a winning 50,000 Powerball ticket on Monday, July 10. That winning 50,000 ticket was sold in Haverhill from a Market Basket grocery store, and the winning numbers for that drawing were 7, 23, 24, 32, 43 and Powerball: 18. Here are the winning numbers for Monday’s drawing (which weren’t announced until Tuesday morning): 10, 33, 41, 47, 56, and Powerball number 10. Some of the numbers she chose were birthdays, one was her lucky number 4 and others were random, she said.Powerball: The winning numbers for the record $2.04 billion jackpotĪccording to the Powerball website, a single winner in California has just landed the largest lottery jackpot in U.S. Wanczyk, who works at Chicopee Medical Center, said she bought two quick-pick tickets and a third ticket for which she picked out the numbers herself, and the latter was the lucky one. The winning numbers for the jackpot drawn Wednesday night were 6, 7, 16, 23, 26, and the final number, called the Powerball, was 4. Wanczyk bought the Powerball ticket at the Pride Station and Store near where she works in Chicopee, located some 90 miles west of Boston. "It's just a pipe dream I've always had," Wanczyk told reporters during a press conference Thursday. The Massachusetts State Lottery announced Wanczyk as the holder of the lucky ticket for Wednesday's $758.7 million Powerball jackpot, the largest haul in North American history for a single winning ticket. — - One Powerball ticket among the millions sold across the country has made 53-year-old Massachusetts resident Mavis Wanczyk a very rich person. While the iMac had a 5K-resolution display, the Dell is “only” 4K, but it is a superb screen, and I don’t miss either the iMac’s display or the second monitor. Rather than two monitors, I chose a single, larger display, using the proceeds from the iMac to buy a 32-inch Dell U3223QE UltraSharp monitor. I also decided to overhaul my physical desktop. Within two days, the combo was sold for $1,000, a testimony to the excellent resale value Apple products typically carry. In addition, Apple’s iCloud services means my data is available anywhere, and easily retrieved if needed.īut what to do with my existing desktop setup? I offered it - the iMac, a secondary 21.5-inch Acer monitor and twin monitor arms - on my Facebook page for $1,000. They’re more powerful and certainly more energy-stingy than Intel’s equivalents, both in real-world use and in benchmarks. Even though I meticulously back up my systems, I didn’t want to risk losing it to forgetfulness or thievery.Īpple, however, has changed the performance equation with its latest chips. I was also uncomfortable with the notion of carrying around the computer that had all my documents, music, photos and critical personal data. Traditionally, laptops have not kept up with desktops when it comes to performance, and I have wanted my desktop system to have every advantage. I’d been hesitant to consider this setup, though a lot of people do it with both Windows and Mac systems, particularly in business settings. I could use that MacBook Pro as a desktop, one I could take with me anywhere. In late 2021, I upgraded my MacBook Pro, which featured a redesigned chassis and an M1 Pro Apple Silicon processor. It felt like the time had come for me to jettison my iMac, as much as I loved it.įortunately, I wouldn’t have to buy a new computer. That day arrived a few weeks ago, when Apple unveiled the latest features in its updated operating system and, as in the years since Apple Silicon arrived, some wouldn’t be available for my Intel-based iMac. But in the back of my mind, I knew the day would come when I would have to move to an Apple Silicon Mac as my full-time machine. It was powerful and the display gorgeous. I opted for the Intel-based iMac, and once I had it on my desk at home, I was ecstatic. Should I wait for a new model with Apple’s own chip, or should I jump on the Intel desktop? The Mac mini I was using would no longer be supported by new versions of its operating system. I really wanted to replace it with an iMac, but there was no Apple Silicon version in sight. Folks like me who needed a new Mac back then were confronted with a dilemma. Intel-based Macs would continue to be sold for a while, and supported for many years, but Apple Silicon would be the company’s future.Īt the same time, Apple introduced an updated 27-inch iMac, the venerable all-in-one desktop, with Intel still inside, and boy was it sweet. Three years ago, owners of long-in-the-tooth Macs were confronted with a choice when Apple announced it would swap Intel processors on its laptop and desktop computers for its own M-series chips. That’s a big deal for me and the result of a one of Apple’s biggest hardware conversions. In doing so, I cut my long-term costs, streamlined my desk and discovered how monitor and USB tech has advanced. Last month I sold my three-year-old 27-inch iMac and replaced it by turning my 2021 MacBook Pro into a desktop, with a 32-inch Dell monitor. TwelveSouth's BookArc stand includes a set of soft silicone inserts that help keep a MacBook Pro upright, saving desk space Dwight Silverman photo Show More Show Less Dwight Silverman photo Show More Show Less 2 of2 The 32-inch Dell UltraSharp monitor includes a built-in USB-C hub that makes it easy to turn a MacBook Pro into a desktop computer. Why use YNAB?: If you’re committed to long-term financial planning and creating your budget, and are willing to spend a little money to do so. Though YNAB does come with a price tag, it does offer quite a few additional features such as educational workshops, support services, a resource library, user guides, and budgeting advice. Students, however, can get an additional 12 months free with proof of enrollment. The app comes with a 34-day free trial, after which you will be charged $84 a year or $11.99 a month. However, one thing to keep in mind is that YNAB is not free. You can link to multiple bank accounts, set goals, and customize your spending categories to create a budget based on what you’re currently earning. The goal is to have a plan for every dollar you earn, so you won’t allow yourself to get overrun by spur-of-the-moment spending. This app is based on the zero-based budgeting system, which requires that you have a plan to allocate all of your monthly income-whether it’s to expenses, savings, or investments. You Need A Budget? Then you might be interested in using YNAB. Why use Mint?: If you’re looking for a free, easy-to-use, and well-rounded expense tracker. Other free features include bill payment reminders, low balance alerts, and access to your credit score. One of the most popular personal finance apps today, Mint is a free app that can sync multiple accounts across multiple banks and institutions, and will automatically update and categorize your transactions (though you can manually create additional categories if you wish). If you’ve done any digging on the top apps for tracking expenses and building a budget, you’ve likely heard of Mint. Even more fortunately for you, we’ve compiled some of our recommendations here. You could do this in a spreadsheet or with a good old pencil and paper, but who needs to do that in the year 2020?įortunately for you, there are a number of apps you can use to track your spending, create a budget, and much more. That’s why financial experts recommend keeping a written record of all of your expenses. You could easily rattle off regular payments (like rent, your Netflix subscription, your bills, and your gym membership), and you probably (such as an online clothing order or that Peloton you’ve been eyeing), but what about the small stuff? Do you remember how much you spent when you ordered takeout? What about when you went to the gas station? Or that movie you rented on Amazon Prime?Įven if you think you have a good idea of how much you’re spending, it’s easy to forget about those small, off-the-cuff purchases (that can easily add up), or subscriptions that you’ve forgotten about. In discussions of budgeting and saving money, often the first piece of advice is to track your expenses so you can see where your money’s going and where you might have room to cut back on spending. And among those who do keep a budget, the majority say that they just keep track of what they spend in their head. In the United States alone, only one in three people claim to track their expenses. Without checking your phone or your bank account, could you tell us the exact amount of money you spent last week? These ads are based on your specific account relationships with us. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.Īlso, if you opt out of online behavioral advertising, you may still see ads when you sign in to your account, for example through Online Banking or MyMerrill. If you opt out, though, you may still receive generic advertising. If you prefer that we do not use this information, you may opt out of online behavioral advertising. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Relationship-based ads and online behavioral advertising help us do that. We strive to provide you with information about products and services you might find interesting and useful. Programs, rates, terms and conditions are subject to change without notice. Credit and collateral are subject to approval. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. (MLLA) and/or Banc of America Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation.īanking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. Insurance Products are offered through Merrill Lynch Life Agency Inc. Both are indirect subsidiaries of Bank of America Corporation. Trust and fiduciary services are provided by Bank of America, N.A. MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation.īank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation. Securities products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S", or "Merrill"), a registered broker-dealer, registered investment adviser, Member SIPC layer, and a wholly-owned subsidiary of Bank of America Corporation. You should review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. The first time I made crème fraîche I only used 2 tablespoons and it didn’t thicken up enough.Ĭover the jar loosely with cheese cloth or a clean tea towel and leave the jar on the counter in a warm room for 12-36 hours. Note – I used organic pasteurized cream (not the ultra pasteurized kind) and found that 3 tablespoons buttermilk worked better than 2. The first step is to pour the heavy cream into a jar or small bowl.įinally, stir to combine the cream and buttermilk. I have hard time saying this is my crème fraîche recipe because it’s just so simple! You only need two ingredients to make crème fraîche at home:Īnd you only need two pieces of equipment: If a recipe calls for crème fraîche, I highly recommend using ccrème fraîche What You Need to Make Crème Fraîche at Home So, while you can use these two substitutes, they won’t add the same flavor or texture. You can also use Greek yogurt, but again, it doesn’t have the same flavor as crème fraîche. You can use sour cream instead of crème fraîche but do note that sour cream is more sour, it doesn’t have the same flavor, and the texture is a little different – it’s not as thick or rich. I’m kicking myself for going all these years in the US without crème fraîche! What’s a Good Crème Fraîche Substitute? Plus, you can choose your ingredients so you know exactly what’s in your crème frâiche. So, I decided to learn how to make it myself!Īs it turns out, it’s incredibly easy to make it at home. I’ve bought crème fraîche but it tends to be expensive. If you’re wondering where to buy crème fraîche, try Whole Foods, Wegmans or Trader Joe’s. I wouldn’t use it as a topping on things like tacos, though. It’s seriously good with pasta, on pizza and in quiches, tarts, etc. One benefit of cooking with crème fraîche is that it won’t curdle at high temperatures, so it’s great to use in sauces. While it does have a bit of a sour tang to it, crème fraîche is more deeply flavored, richer, thicker, and smoother than sour cream. What Does Crème Fraîche Taste Like? Is Crème Fraîche Like Sour Cream? Now you can make it at home, too! What Is Crème Fraîche?Ĭrème frâiche is a “soured cream” that originated in France but is commonly found all over Europe. It’s also amazing in Homemade Ice Cream - be sure to check out my super easy, single-serve, no churn crème fraîche ice cream recipe at the bottom of this post!Ĭrème fraîche is something I always missed when living in the US - until I learned how to make it at home.Use it in desserts like my Strawberry Crème Fraîche Mini Tarts or fold into fresh whipped cream and use as a topping for desserts like my German Rote Grütze, Caramel Apple Dump Cake or German Plum Cake.Add a few teaspoons of Homemade Vanilla Sugar and enjoy as a dip for fruit.Use it on pizza instead of tomato sauce or in savory tarts like my German Zwiebelkuchen (Savory Onion Tart).Mix with herbs and serve as a dip for potatoes or veggies.Add it to pasta to create a simple creamy sauce. I grew to love crème fraîche that year because there are so many sweet and savory ways to use it. That year, I lived with a German family and noticed that while they rarely ate sour cream, they did often have a small container of crème fraîche in the fridge. (In case you’re wondering, you pronounce it like “creme fresh.”) I’d never heard of crème fraîche until I moved to Germany as a teen. |
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